Week 13 · College Football

Navy vs Charlotte prediction

The TailgateNinjas model gives Navy a 84% chance to beat Charlotte in this College Football matchup. Updated August 29, 2026.

#56 American Athletic Conference

Navy

3% to make the 12

@

#131 American Athletic Conference

Charlotte

0% to make the 12

The model's read

SpreadNavy −15.5Model
Projected scoreNavy 34 — Charlotte 18

Navy should handle it: 15.5-point edge, 84% to win.

Chaos meter31 · LEAN
31/ 100
CalmMayhem

Navy

84%

to win

Charlotte

16%

to win

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Tale of the tape

2025 efficiency · ranks
Navy
vs
Charlotte
#15Offense · EPA/play#134
#110Defense · EPA/play#115
#66Explosiveness#73
#9Success rate#129
97%Returning production24%

National ranks from last season (1 = best). The 2026 outlook builds on this.

Series history

2 meetings all-time

Navy leads 2–0

Last met 2024 · Navy 51–17 Charlotte— Navy won

Both sidelines

via Google News

What Navy is hearing

What Charlotte is hearing

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